Sistem Informasi Monitoring Kolektibilitas dan Manajemen Penagihan Piutang Koperasi Berbasis Web

Authors

  • Mochammad Guntur Ramadhan Universitas Bhayangkara Jakarta Raya
  • Dani Yusuf Universitas Bhayangkara Jakarta Raya
  • Dwi Budi Srisulistiowati Universitas Bhayangkara Jakarta Raya

DOI:

https://doi.org/10.31599/r4vt2b04

Keywords:

cooperative, collectability monitoring, collection management, conditional logic, date manipulation

Abstract

This research was motivated by the conventional receivable management process at Koperasi 
Konsumen Serba Usaha Desa Bersinar. The use of basic spreadsheet software for payment 
recording led to limitations in the real-time monitoring of members' collectability status and the 
absence of an early warning system for late payments, which hampered the cooperative's cash 
flow. The objective of this study was to design and develop a web-based information system for 
collectability monitoring and debt collection management. The system development employed the 
Waterfall method and Model-View-Controller (MVC) architecture, utilizing PHP and MySQL. The 
novelty of this system lies in the implementation of an automated classification function for five 
levels of collectability status (Current, Special Mention, Substandard, Doubtful, and Loss) by 
utilizing conditional logic and date manipulation based on the calculation of days past due (DPD). 
The functional testing results using the Black Box Testing method indicated that all application 
features operated in accordance with user requirement specifications. The implementation of this 
system assisted the cooperative in automating receivable risk monitoring and provided a 
technological blueprint to prevent the risk of non-performing loans in similar institutions. 

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Published

2026-07-31

Issue

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Artikel

How to Cite

Sistem Informasi Monitoring Kolektibilitas dan Manajemen Penagihan Piutang Koperasi Berbasis Web. (2026). Journal of Informatic and Information Security, 7(1), 37-48. https://doi.org/10.31599/r4vt2b04