URGENSI HUKUM TERHADAP PERLINDUNGAN DATA PRIBADI PENGGUNA APLIKASI PINJAMAN FINTECH ONLINE ILLEGAL BERDASARKAN UNDANG-UNDANG NOMOR 8 TAHUN 1999TENTANG PERLINDUNGAN KONSUMEN

Abstrak

The development of fintech peer-to-peer lending opens up huge opportunities for entreprenuers in online lending services. There are a lot of businessmen who misuse the personal data of their customers. Because of the fact that they run their business without the official permission of the OJK, then a lot of people are trapped so that many people are affected and cause various losses. The purpose of this research is to find out law enforcement as well as legal liability of entrepreneurs who conduct their business illegally. The method used is a normative jurisprudential approach, i.e. legal approach or legal research and conceptual research with compilation, data collection and explanation of the data obtained. The result of this research is to tighten up the follow-up of those who run their companies who have not yet had permission from the OHK so that the perpetrators obey the rules in force and do not commit harmful actions. Th conclusion of this study is that the entrepreneur is obliged to abide by the rules in force and to carry out and conduct his business is mandatory under the rules of the laws in force. Violations of the rules that have been established will be punishable in accordance with the relevant laws.