SANKSI PIDANA TERHADAP PELAKU PENYALAHGUNAAN DATA PRIBADIDALAM PINJAMAN UANG BERBASIS TEKNOLOGI

Abstrak

Protection of personal data is one of the privacy rights and human rights that every citizen
has, so this right is guaranteed through the 1945 Constitution of the Republic of Indonesia.
The ratification of Law Number 27 of 2022 concerning Personal Data Protection gives hope
to citizens. Indonesia is concerned with protecting its personal data from various forms of
misuse. The aim of this research is to be able to find out forms of law enforcement regarding
misuse of personal data, as well as to be able to find out the effectiveness of law enforcement
based on Law Number 27 of 2022. In this research the author uses a normative juridical
research method with a law approach. (stautte approarch). Based on the results of the
research and discussion, it can be concluded that, firstly, the form of law enforcement related
to misuse of personal data based on Law Number 27 of 2022 consists of administrative law
enforcement as stated in article 57 of Law Number 27 of 2022 and criminal law enforcement
as stated in in article 67 and article 68 of Law Number 27 of 2022. Second, law enforcement
against perpetrators of misuse of personal data based on Law Number 27 of 2022 cannot yet
be said to be running effectively, this is because several articles have not yet been
implemented due to several supporting factors which is quite important.